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Exhibit 003.6
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Current Rate Level Calculator (Free)
Actuarial Algorithms (Free)
Ratemaking Models
Predictive (Multi-Variate) Analytics
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Actuarial Algorithms (Free)
  Output Reports
Input Data Expected Yield on Future Investments Ultimate Loss & ALAE Ultimate Number of Claims Claim Frequency Trend Claim Severity Trend Expected Number of Claims for Selected Level of Crediblity Pure Premium (Loss Cost) Trend Investment Income Opportunity as a % of Loss & ALAE Target Loss & ALAE Ratio Development of Current Rate Level Factors Indicated Rate Level Change
Reported Loss & ALAE by Accident Period by Evaluation Date   x     x x x x x   x
Paid Loss & ALAE by Accident Period by Evaluation Date   x     x x x x x   x
Number of Claims Reported by Accident Period by Evaluation Date     x x x x x x x   x
Number of Claims Paid by Accident Period by Evaluation Date           x x x x   x
Selected Link Ratios including Tail Factor   x x x x x x x x   x
Large Loss Factor   x     x   x x x   x
Earned Exposures by Accident Period       x     x x x   x
Target Maximum Deviation from Pure Premium (Average-Loss-per-Insured)           x x x x   x
% of the time Pure Premium does not exceed Target Maximum Deviation           x x x x   x
Industry Pure Premum Trends             x x x   x
Industry Payment Pattern (default available)               x x   x
Investment Assets & Income from Annual Statutory Statement x             x x   x
Federal & State Income Tax Rates x             x x   x
Premiums, Losses, Expenses from Statutory Statement                 x   x
ALAE as a % of Total Adjustment Expenses                 x   x
Contigency Provision and Target Operating Profit                 x   x
Loss & Adjustment Expenses from Insurance Expense Exhibit                 x   x
Rate Level History: dates and % changes inc. proposed date of rate change                   x x
Earned Premium by Accident Period                     x
Annual Premium Trend                     x
Each algorithm generates its output as an Excel spreadsheet.
We will customize any algorithm to honor your preferences.
All the algorithms are provided as a package.